Resources Finance Financial Policy Financial Reponsibility Financial Reponsibility All copays are due at the time of service. Surgery deposits are due by noon the day before your scheduled surgery. Â Payments may be made by cash, check, Visa, Mastercard, or Discover. You will be responsible for payment for the care you receive. You should talk with your insurance company prior to your appointment to verify we are in your network. Â McColgan Surgical Clinic will be filing claims for you with your insurance company.